Helping You Find Car Finance

We can help you get a car loan, even if you:

Have no deposit

Have a bad credit rating

Have been in an IVA or Debt Plan

Have any CCJs or previously declared bankrupt

Refused Car Finance?

If so, we’re here to help.

Thousands of people are refused car finance every week. This is because mainstream lenders are only interested in lending to people with good credit scores. There are, however, lenders that will consider you for finance even with poor credit.

Welcome to Future Car Finance

Future Car Finance gives you all you need to know about getting bad credit car finance even if you have a poor credit history, or have been refused car finance before.

We know how tough it can be finding car finance, which is why we give you the information you need to help you even if you’re in a debt plan, or have previously been made bankrupt.

You can find vehicle finance even if you have no deposit, or are unsure of how much you’d like to borrow.


Motorbike Finance

There are three types of motorbike finance, the first and most common type is Hire Purchase (HP).


Motorhome Finance

Motorhomes tend to hold a hefty price tag, which is why most people require some form of finance to satisfy their wanderlust.


Pickup Lease

There is no escaping the tough, monster-like connotations that come with a pickup truck, it’s tough exterior has given it the reputation of a vehicle that can only carry heavy loads across varying terrains – until now.

Calculate what
you could borrow…

Our car finance calculator can help you work out the cost of your monthly payments based on your budget.

Just enter how much you’d like to borrow, the rate and the term, to find out the monthly payments as well as total cost of credit.


Amount to finance
Amount of interest
Total payable
Monthly payable

Why Future Car Finance

We believe everyone should be able to own their own vehicle, a car van or bike that they can be proud of. Something that can get them safely from ‘A’ to ‘B’.

A lot of people have been rejected car finance or loans because of their credit history but we try to find lenders that look beyond that and take affordability in to account. Looking at the here an now not just the past.

If you’re looking for a car finance deal then we think you’ll be pleased with what you find from the Future Car Finance website. We urge you to try our finance calculator so you can see exactly what your monthly payments would be.

What Types Of Vehicles Can We Help Find Finance For?

Pretty much anything that is legally allowed on UK roads so Cars, Vans, Motorbikes and Motorhomes are the most commonly requested through our site.

All types of cars from hatchbacks, saloons and SUV’s, right up to commercial vehicles and motorhomes.

If you need finance for any vehicle, even if you have bad credit Future Car Finance is here to help.