Motorhome Finance

Find Motorhome Finance Today!

We could help you get motorhome finance, even if you:

Have no deposit

Are in an IVA/DMP

Have a CCJ

Have previously been declared bankrupt

Going on holiday is exciting and for many of us, is a few weeks rest from the stresses and strains that life throws our way. Before you dip your toes in the pool and slap on your factor 50, you’ve got to get there – this usually means enduring hours of airport delays, worrying your suitcase gets on the right plane and waiting on the runway for your plane’s slot for yet another hour. Yet, it’s the overriding desire to get away that allows us to forgive all the pre-holiday stresses and we go through the same process year on year so we can have a week in the Costa-del-Sol.

In the high season, European holiday resorts can attract thousands of tourist and quickly, your tranquil holiday can be spent queuing at the all-inclusive breakfast buffet waiting for your omelette.

If you want to avoid the airport delays and buffet queues, then you should consider packing up a campervan and hitting the road.

If you live in the UK, you’ve more than likely overlooked the idyllic seaside towns, culture-filled cities and historic villages that there is on offer. However, if you’re adamant to escape a little further afield, then you could pitch up and people watch in the South of France, weave your way through beautiful Croatia or relax as you navigate the Amalfi Coast. The possibilities are endless and they go so much further than what people perceive a campervan holiday to be – a wet weekend in Skegness.

Whether you’re keen to glamp at Glastonbury, explore the Norfolk coast or visit our European neighbours, a motorhome can be a fantastic way to explore the wonders of the world with your loved ones.

However, motorhomes tend to hold a hefty price tag, which is why most people require some form of finance to satisfy their wanderlust.

As is the case with other, more niche forms of finance, motorhome car finance offers a few different options:

Hire Purchase (HP)

Perhaps the most common form of finance and the one that most people go for. After an initial deposit is agreed, the monthly payment cost will be spread over an agreed period of time that is arranged between you and the lender. A fixed interest amount will be added to the monthly cost of your motorhome, so you will know exactly how much you’ll be paying each month. Once all the payments have been made, you can drive away happy with full ownership of your motorhome. You should remember that failure to make your monthly repayments means you risk losing the motorhome and until all payments have been made, the motorhome is not yours.

HP is a good option if…

  • You want to know exactly how much you’ll pay each month.
  • You want to have full ownership of the vehicle eventually.
  • You’re good at budgeting – good credit is usually desired for HP.

Personal Contract Purchase (PCP)

PCP is seen as a more flexible option of finance, you have lower monthly repayments that are calculated on how much the motorhome will depreciate by and then you decide at the end if you want to keep the motorhome or go elsewhere for another deal. If you decide to keep it, you’ll have to pay a balloon payment so you can rightfully call the motorhome your own.

PCP is a good option if you:

  • Want to keep your options open as to whether you keep the motorhome at the end of your contract.

]Once you choose right type of finance for you, you’ll be ready to hit the road and see all that you desire, from the comfort of your new portable home.


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Motorhome Finance